WHO WE SERVE · GROUP SCHEMES
For the Group Scheme That Covers Every Member.
EarCodeX manages the complexity of group scheme administration — bulk member management, centralised premium collection, and real-time member-register validation at claim time.
BULK · PAYROLL · MEMBER REGISTER · CLAIMS · AUDIT
TheGroupScheme'sAdministrativeBurden
Group schemes — whether employer-sponsored funeral cover, union burial societies, or community stokvels — face a unique administrative challenge. Member lists change monthly as people join, leave, or pass away. Premiums are often collected centrally via payroll deduction or batch payment. And every change must be reflected accurately in the policy records.
When a group scheme administrator manages this on spreadsheets, the risk of a member being covered but not recorded — or recorded but not covered — is significant. The consequences at claim time can be devastating for families.
CentralisedMemberManagementatScale
- ◈Bulk member upload and management with change tracking and audit trails.
- ◈Centralised premium collection reconciled against the active member list.
- ◈Automated lapse management when members miss payments or leave the group.
- ◈Claims processing that validates against the current member register in real time.
HowItWorks
Every Member Accounted For
“We manage a group scheme of 2,400 members through payroll deduction. Before EarCodeX, we discovered during a claim that the deceased member had been removed from the list three months earlier due to a payroll error, but nobody had been notified. Now, every change triggers an alert. We never want a family to face that again.”
— HR Benefits Manager, group scheme administrator, Gauteng (anonymised)
OutcomesandMetrics
Ready to See It in Action?
Experience this module in the live demo environment, or speak to our team about scoping an implementation.