WHO WE SERVE · BROKERS
For the Broker Who Carries a Multi-Insurer Book.
EarCodeX is built for licensed Financial Services Provider brokers who manage real policies, real claims, and real client relationships across multiple insurers, every working day.
FSP · MULTI-INSURER · COMMISSION · CLAIMS · AUDIT-READY
TheBroker'sOperationalReality
A licensed Financial Services Provider broker managing funeral and life insurance does not sell a single product from a single insurer. They manage a multi-insurer book — often three to six underwriters — each with its own policy wording, its own premium structures, its own claims processes, and its own reporting requirements. Every policy sold must be captured, every premium tracked, every claim submitted to the correct insurer in the correct format.
The administrative burden of this multi-insurer model is enormous. Commission reconciliation alone — tracking what is owed by which insurer for which policies in which month — consumes hours of manual effort every week. When that reconciliation is done on spreadsheets, errors compound and revenue leaks.
ASinglePlatformforYourEntireBook
EarCodeX consolidates every insurer relationship into a single operational view:
- ◈Multi-insurer policy management with insurer-specific workflow rules applied automatically.
- ◈Automated commission tracking and reconciliation across all insurer relationships.
- ◈Claims submission routed to the correct insurer with the correct document requirements.
- ◈Client relationship management with full policy history, claims history, and communication log.
- ◈Regulatory compliance documentation — FAIS, FICA, TCF — generated from operational data.
HowItWorks
Onboard
Capture client details, select the appropriate insurer and product, and generate the policy schedule.
Manage
Track premiums, handle policy amendments, and manage lapses across your entire multi-insurer book.
Claim
Submit claims with AI-assisted document processing routed to the correct insurer automatically.
Reconcile
Automated commission tracking ensures you are paid what you are owed, when you are owed it.
A Gauteng Broker's Growth Story
“I was spending every Friday afternoon reconciling commissions across four insurers. It was miserable work and I always missed something. EarCodeX automated that completely. Now I spend Fridays seeing new clients. My book has grown by thirty-five per cent in the last year — not because I got better at selling, but because I finally had time to sell.”
— Independent broker, FSP licence holder, Gauteng (anonymised)
OutcomesandMetrics
See the Broker Experience
The Broker demo profile shows multi-insurer management, commission tracking, and claims submission.